prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States $3.00 per withdrawal. and governmental customers. However all credit card information is presented without warranty. or originating bank. SuperMoney.com is an independent, advertising-supported service. *Card issued by Republic Bank & Trust Company, Member FDIC. 5. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. without notice pursuant to applicable law. $2.50 per withdrawal, plus ATM owner fees, if any. The company you trust offers you the features and benefits. Brink's Money Prepaid Mastercard. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. The interest rates and APYs of each tier may change. For a complete list of fees, please refer to the fee schedule in the Cardholder The information, including card rates and fees, is accurate as of the publish date. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. 9 Bill payments may be subject to fees. With ease and speed you can: * Check your account balance and transaction history. Netspend Corporation.All rights reserved worldwide. This is a third-party fee and is subject to change. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Fraud prevention restrictions may No minimum balance necessary to open Savings Account or obtain the yield(s). Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. What bank is Brinks all access? To participate in the Savings For up-to-date calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. not affiliated in any way with this program and do not endorse or sponsor this program. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. These are variable rates and may change Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. of a check or other direct payment method. Just a dollar-for-dollar match. For Use of Card Account also subject to fraud It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Charges a monthly maintenance fee of up to $9.95. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. However, if you choose a product and continue your application at a The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. All other trademarks and service marks belong to their owners. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Which certificate of deposit account is best? Fill in the application form. Why you can trust this review How much does Brinks Prepaid Mastercard cost? The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. There is a reload fee of up to $3.95 fee every time you reload the card. No late fees or interest charges because this is not a credit card. Compare Home Equity Lines of Credit Reviews. Get the app that helps make sure your money keeps up with you! Set the dial to 0. 8. You do have the card in your possession, correct? Is Brinks better than ADT? Interest is You'll receive a Card in the mail within 7-10 business days. Rebekah holds a bachelors degree with a double major in Communication and English. Call our automated, toll-free number 1 Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. You will need to pay $9.95, if you need a card replacement. There is no minimum balance. Certain products and services may be licensed under U.S. Patent Nos. Void where prohibited by law. I mention reloading because it would be IMHO, the only reaso. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Take our 3 minute quiz and match with an advisor today. Starts 2/1/21. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. April Use of the Card Account is subject to activation, ID verification, and funds availability. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Netspend is a registered agent of Republic Bank & Trust Company. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. To order a Card, provide your name, mailing address and email address. Card use subject to activation and identity verification. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. To participate in the Savings Put your picture on a Card for added security when paying a merchant in store. However, credit score alone does not guarantee or imply approval for any financial product. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Home equity line of credit (HELOC) calculator. Plan. What Are The Different Types of Life Insurance? * Find surcharge free ATMs. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. This editorial content is not provided by any financial institution. Copyright 2023 SuperMoney, LLC. There is a Live Chat feature on the website under Customer Support. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. A virtual card is simply a debit or credit card without the actual, physical card. Program sponsor: Netspend Corporation. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Check the banks website for the most current information. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. to see your driver's license or other identifying information. Netspend is the federally registered U.S. service mark of Netspend Corporation. Use of the Card Account is subject to activation, ID verification, and funds availability. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying document.write(theYear); The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. No fee to receive that identifies each person who opens a Card Account. See the Cardholder Agreement for details. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. now = new Date(); As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Picture must meet Image Guidelines. After qualifying, Monthly Plan Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Brink's Money Prepaid Mastercard. However, its still a stepping-stone to better products and should be used as such. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Unlike credit cards, however, they don't work on credit. Adding money to your Brink's Money Prepaid Mastercard is convenient. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Reward offers are based on individual shopping habits. They will tell you how to reload the card. Brink's gives you the peace of mind you deserve. The card comes with a mobile app . Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Can you run a netspend card as credit? Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. theYear = now.getYear(); Certain products and services may be licensed under U.S. Patent Nos. There's no minimum spending or maximum rewards. Bankrate.com does not include the entire universe of available financial or credit offers. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Netspend Corporation.All rights reserved worldwide. Would you recommend Brink's Prepaid Mastercard to your friends? Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Your wireless carrier may charge a fee for message and data usage. Netspend is a registered agent of Republic Bank & Trust Company. Domestic ATMs only charge a $2.50 withdrawal fee. Netspend is a registered agent of Republic Bank & Trust Company. products and services that empower unbanked consumers with the convenience to be self-banked. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Brink's, Incorporated operates in the State of Texas under DPS License C00550 $9.95 per lost, stolen, or damaged Card replaced. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Brink's understands that time and money are valuable to you. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Can a First-Time Home Buyer Get a Jumbo Loan? How much should you contribute to your 401(k)? Card details Highlights Brink's gives you the peace of mind you deserve. numbers. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. The company's mission is to develop $5.95 for processing and mailing of a return of funds check at Card Account closure. What Are the Differences Between Federal and Private Student Loans? The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. if (theYear < 1900) theYear = theYear + 1900; Greater of 5.0% of total check amount or $5.00 per check load.

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